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US State Supplemental Privacy Notice to Residents of California, Colorado, Connecticut, Virginia, and Utah

Last updated: May 30, 2024

This Supplemental Privacy Notice applies to you only if you are a natural person and live in California, Colorado, Connecticut, Virginia, or Utah. This Supplemental Privacy Notice is incorporated into and forms part of the Round Sky, Inc. privacy policy and notice.

This Supplemental Privacy Notice describes how we collect, process, and disclose your personal information. It also describes the rights you have with regard to your personal information, which apply when new or updated laws take effect in these states. This Supplemental Privacy Notice does not apply to any employees, owners, directors, officers, or contractors of Round Sky or its affiliates.

Categories of Personal Information We Collect, and How We Use and Share that Information

We collect personal identifiers and financial information directly from you or your agents. We also collect personal identifiers from public sources for the purpose of verification and correction. We use this information to provide our service to you, which requires that we share this information with third parties, including our service providers and our business and marketing partners. We also share your information with other third parties as required by law, to exercise or defend legal claims, protect against liability, and comply with governmental requests. We may also use your information to provide customer support, improve our Service, and address technical issues.

When we collect government identification (such as your driver's license number or Social Security number) or financial details (such as your bank account or credit card numbers), we are deemed to be collecting data that is “sensitive” under state privacy laws. Where legally required, we will obtain your consent for collecting this information. For our California users, we do not use or disclose sensitive personal information for any purpose other than as permitted by law, such as to provide our service to you, nor do we use or disclose such information to build a profile about you.

We may also collect information on how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (“IP address”), browser plug-in types and versions, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information. Cookies are used by your computer's browser to store your preferences. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information. We use cookies to understand, improve, and analyze our Service. You can disable cookies through your Internet browser. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Our Service may contain links or automatically redirect you to other sites that are not operated by us. If you click a third-party link, you will be directed to that third party’s site. These third-party sites may independently solicit and collect information from you. This Supplemental Privacy Notice applies solely to information collected when you use our Service. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Retention

We retain your personal information as long as it is necessary to provide you our service and to comply with our data retention requirements. We also retain your personal information to enhance your experience if you return to use our services after your initial use. Even after you stop using our service, we may be required to keep your information for as long as necessary to comply with our legal and regulatory obligations, to make or defend legal claims, and to protect against fraudulent activity of others.

Sales/Sharing

We do not knowingly collect personal information from anyone under the age of 18. Consistent with this policy, we do not have actual knowledge that we shared information on such minors with any third-party. By using this Site, you represent and warrant that you are at least 18 years of age. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information.

Understanding Your Rights

Subject to certain limitations, you have the following rights with respect to the personal information that we collect about you:

Right to Know. You can ask us to give you information about our collection and use of your personal information. Specifically, you can request that we provide you one or more of the following:

  • The categories of personal information we collected about you.
  • The categories of sources from which we collected your personal information.
  • Our business and commercial purposes for collecting, selling, or sharing your personal information.
  • The categories of third parties to whom we disclose your personal information.
  • The specific pieces of personal information we collected about you.

Right to Delete. Subject to certain limitations, you can ask us to delete your personal information.

Right to Correct. You can ask us to correct inaccurate personal information that we have about you.

Right to Opt Out of Targeted Advertising or Sale. You can ask us to stop using your personal information for targeted advertising.

Right Against Discrimination. We will not discriminate against you for exercising your rights.

You can exercise your right to know, delete, or correct your personal information by emailing or by contacting us by postal mail at Online Loan Network 848 N. Rainbow Blvd #129, Las Vegas NV 89107. If you do not receive a confirmation of our receipt of your request within 10 days, we may not have received your request and you should re-submit it. Once we receive your request, we will attempt to verify your identity. We may ask you for additional information to help us verify your identity, including by asking you to confirm other personal information you have provided to us. We may deny your request for reasons permitted by law, including our inability to verify your identity. If we deny your request, we will tell you why we did so.

Subject to certain restrictions, you can have an agent exercise your rights for you. If you have an agent exercising your rights, that person must provide to us your written authorization allowing them to make such a request on your behalf. We reserve the right to deny the agent's request if we are not reasonably able to confirm proper authorization and/or verify your identity as the requestor.

Appeals

Residents of Colorado, Connecticut, and Virginia can appeal a refusal to take action on a request by contacting us by email at or by postal mail at Online Loan Network 848 N. Rainbow Blvd #129, Las Vegas NV 89107.

Contact Information

If you have any questions or concerns about this Supplemental Privacy Notice, you contact us at:

Phone:
Website: https://www.helpmeloans.com/supplemental-privacy-notice/contact.php
Email:
Postal Address: Online Loan Network 848 N. Rainbow Blvd #129, Las Vegas NV 89107

CCPA Data (2023)

Pursuant to The Delete Act of 2023, SB 362, below are the metrics related to the CCPA data subject requests we received for the previous calendar year:

Request to Know No. Received 0
Complied with (In Whole or In Part) 0
Denied
Median Response Time (days)
Mean Response Time (days)
Request to Access No. Received 0
Complied with (In Whole or In Part) 0
Denied
Median Response Time (days)
Mean Response Time (days)
Requests to Opt Out of Sale or Sharing No. Received 24
Complied with (In Whole or In Part) 24
Denied 0
Median Response Time (days) 18
Mean Response Time (days) 14
Request to Limit the Use of Personal Information No. Received 0
Complied with (In Whole or In Part) 0
Denied 0
Median Response Time (days)
Mean Response Time (days)
Request to Delete No. Received 24
Complied with (In Whole or In Part) 24
Denied* 0
Median Response Time (days) 18
Mean Response Time (days) 14

* No request to delete was denied due to an exemption listed under CA Civ. Code Section 1798.145 or 1798.146.